Individually Tailored
Protection
From ensuring your well-being to protecting your financial future.
PERSONAL SOLUTIONS
Health Insurance
Disability Insurance
Life Insurance
Auto / Home Warranty
Dental / Vision Insurance
Long-Term Care Insurance
Auto Insurance
Cyber Insurance
Hospital Indemnity Plans
Home Health Care Plans
Home / Renters Insurance
Tailored Health Plans
With the growing cost of health insurance it is important to investigate what your options are.
What We Offer:
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ACA Subsidized Health Insurance
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Minimum Essential Coverage Plans
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Indemnity Benefit Plans
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Virtual Telehealth
ACA Subsidized Health Insurance
The Affordable Care Act provides health insurance with no pre-existing limitations. Some individuals and families can receive subsidies to offerset the high cost of monthly premiums. These plans are offered by major insures like Aetna, Cigna, Blue Cross Blue Shield, United Healthcare and many more carriers.
Minimum Essential Coverage (MEC) Plans
These plans comply with the ACA no pre-existing limitations mandate and offers preventative care services with no copay requirements. MEC plans provide limited primary physician and specialists visits. Hospital benefits may or may not be offered, but when offered pre-existing conditions are excluded for the first twelve months following the effective date of coverage.
Indemnity Health Plans
Indemnity Health Plans provide fixed benefits that are paid directly to the medical provider or facility. These plans offer coverage with simple, transparent benefits for doctor visits, preventive care, surgeries, hospital stays and more. Also, unlimited Virtual Urgent Care visits are available with board certified doctors at no cost to you.
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​Pre-Existing Conditions are excluded for the first twelve months following the effective date of coverage.
Virtual Telehealth
DialCare is a telemedicine company that offers three innovative solutions providing members access to licensed doctors, dentists, and mental health professionals to receive help via phone or video consultations.
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THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance.
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Physician Access, and Teledentistry are available during or after normal business hours, nights, weekends, and holidays. Members can schedule an appointment with a Mental Wellness counselor from 7 a.m. to 10 p.m., seven days a week.
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